The mini-med plans are “not comprehensive insurance”.
They are “defined benefit plans, with defined dollar amounts
paid for each benefit (listed on the website
as a downloadable plan brochure) Unlike comprehensive insurance
where the claims payment goes directly to the medical provider, “defined
benefit” claims dollars are usually paid to you directly, after
you have paid the medical provider. You then submit your claim to
the insurance carrier for reimbursement according to your plan’s
schedule. However, you can assign the payment to go directly to the
medical provider, it’s your choice. These plans were born out
of the necessity to give some type of protection to people who cannot
afford, or, are not willing to pay high premiums for comprehensive
insurance. These plans also work well with high deductible group plans.
We do NOT recommend using these plans to REPLACE a comprehensive health
plan.
Listed below are links that will provide you with ALL the information
on your health plan options. Their are a total of 11 plans to choose
from. Each plan describes the benefit coverage’s and premiums.
It’s as easy as 123 to apply!
1. First, click on the links to review
the benefits. All plans explain the benefits in the left hand
column of the benefit page, the dollar amounts of what’s covered,
and for how long. Scrolling down the page will allow you to review
the coverage, ancillary/discount benefits and the cost of each plan.
2. Second, after you review each plan, and decide on what plan
is best for you and your family, click on the “ENROLL NOW”
button and the enrollment page with your application will pop up
and walk you through the process.
3. Third, Complete your application and determine your payment
method, click on “submit” and you are DONE! Once approved,
you will receive your information and card within 3 weeks from approval.
Of course, at any time during the process, you can call us toll
free at 888-881-2307 and a representative will be happy to assist
you.
 The discount
dental, vision, pharmacy, PPO repricing (PPO REPRICING GIVES THE
MEMBERS ADDITIONAL SAVINGS AT THE DOCTORS OFFICE AT THE TIME OF
SERVICE), and lab testing are automatically included with all the
Aegis basic plans. The + plans include the legal plan, tax plan,
dental vision, pharmacy, hearing, 24hr nurse hotline and health
information hotline. These benefits mean big savings on all these
health care services, up to 50% savings compared to what you would
normally pay.
THESE PLANS
ARE ONLY AVAILABLE TO CONFIRMED NBVA MEMBERS.WHEN YOU ENROLL, WE
WILL CONTACT THE NBVA OFFICE TO CONFIRM YOU ARE A MEMBER IN GOOD
STANDING.
FREE CHIROPRACTIC DISCOUNT BENEFIT FOR ALL NBVA ENROLLEE’S!
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